Financial Planning and Wealth 管理

This major is designed for students who want to pursue a career in financial planning and 财富管理.  Firms may work primarily with individuals and families, or in some cases may also manage assets for foundations, 信托基金, or employee retirement plans. Financial planning 专业s work in client-facing roles advising clients as well as in back-office positions managing plan development, 资产管理, 操作, 和遵从性. As a CFP Board-Registered curriculum, the major combines the traditional finance curriculum with the education requirements for a student to take the Certified 理财规划师 (CFP^®) 考试ination after graduation. Certified 理财规划师™ is the most widely recognized 专业 designation within the financial planning profession.

CFP^® 职业生涯

Providing financial advice to individuals and families is one of the fastest-growing career opportunities for finance graduates, and is no longer strictly about client acquisition and product sales. 学生 should have excellent people skills to earn the trust of clients and the desire to support those relationships as the clients' needs and market conditions change. But success also requires a genuine interest in the financial markets and products the ability to converse with and educate clients at their level of understanding to help generate understanding and buy-in.

In addition to the client-facing roles advising and educating clients, there are back-office positions managing plan development, 资产管理, 操作, 和遵从性.  Financial planning software support is another opportunity.

This career area encompasses several job functions and career paths, including financial planning, 财富管理, 私人银行业务, 保险, estate planning and trust management, and employee retirement plan education and management. Graduates are eligible to take the Certified 理财规划师^® (CFP^®) 考试 to earn the highly recognized designation as a CFP^® 专业.

Student Competencies

• 应用 knowledge of financial planning principles, practices, skills and functions
• Understand client interaction, communication and relationship management
• 收集, 分析, 合成, and evaluate qualitative and quantitative data about the client's personal and financial circumstances necessary to formulate recommendations
• Use logic and reasoning to 合成 and integrate knowledge into cohesive and defensible recommendations matched to the client situation
• 利用口头, written and graphic communication skills appropriate to the client to summarize the situation and present recommendations
• Understand how the CFP Board 专业 standards and enforcement, 监管, 和遵从性 issues are applied workplace
• Develop the competence necessary for the CFP^® 考试

Experiential Learning

• Specific application of concepts and skills in cases studies
• Practical experience with assignments and projects that mirror workplace responsibilities
• A capstone class that integrates and applies knowledge to write a comprehensive financial plan for a case household
• Opportunities to travel to 专业 conferences to engage with 专业s for continuing education and employment networking opportunities
• Opportunities for internships with firms nationwide 
• Integration of financial planning 专业s in the classroom and through the inclusion of trade and 专业 journals into the curriculum

Targeted Skill-sets

• Attention to detail
• Written and oral communication skills
• Problem-solving and analytical perspective
• 适应性
• Interpersonal skills and humility
• Team-oriented, but capable of working independently
• Work ethic and drive
• Commitment to life-long learning

Example Entry 职业生涯

• 财富规划师
• Client Service Associate
• 初级规划师
• Financial Planning Associate
• Financial Planning Resident
• 助理顾问
• Financial Planning Analyst
• Wealth 管理 Analyst
• Paraplanner
• Client Service Coordinator